Buying a flagship phone isn’t getting any cheaper, and Samsung seems well aware of that. A leaked document suggests the company is planning to make the Galaxy S26 series easier to buy by offering flexible EMI options at launch.
The leak, which surfaced from Samsung Colombia, confirms that Samsung will launch three models next year: the Galaxy S26, Galaxy S26+, and Galaxy S26 Ultra. As expected, these phones won’t come cheap. The base model is likely to start around $800, while the Ultra could go as high as $1,299 in the US.
That pricing alone is enough to make many people think twice before upgrading. This is where Samsung’s financing plans could make a real difference.
Samsung Galaxy S26 Series Could Launch With Easy EMI Plans
According to the document, Samsung may allow buyers to split the cost into 6, 12, 18, or even 24 monthly payments. Instead of paying the full amount upfront, customers can spread it out in a way that feels more manageable—something that’s especially important in price-sensitive markets.
Samsung already runs a Samsung Finance+ program in several countries, including India. The service typically offers interest-free EMIs, quick approval, and paperless processing. It’s available both online and at offline retail stores, so buyers aren’t limited to Samsung’s website alone.
There are a few conditions, though. Buyers usually need to be at least 22 years old, submit basic KYC documents, and follow the repayment schedule. Missing payments can lead to partial restrictions on the phone, something Samsung already enforces with financed devices.
As for the launch, Samsung is now expected to unveil the Galaxy S26 lineup on February 25, possibly in San Francisco. The timeline appears to have shifted slightly due to the late decision to bring back the Galaxy S26+, pushing the first sales to mid-March. March 11 is currently being mentioned as a likely release window.
If this leak turns out to be accurate, Samsung’s EMI plans could play a big role in convincing users to upgrade—especially as flagship prices continue to climb.
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